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Abacus Credit - Loans - Bad Credit or Good is Welcome Here - Abacus Offers Loans to Everyone (4000505) / Bankruptcy And DebtsBad Credit? You Qualify for Personal Loans to Mortgages at Abacus. Nationwide! Meeting all of your credit needs: VISA, Debt Consolidation, Home Loans, Auto Loans, Military Loans and Government EmployeesWhat You Can Do To Protect Yourself It can be difficult to detect an automatic debit scam before you suffer financial losses. If you do not know who you are talking to, follow these suggestions to help you avoid becoming a victim: Don t give out your checking account number over the phone unless you know the company and understand why the information is necessary. If someone says they are taping your call, ask why. Don t be afraid to ask questions. consolidation debt mortgage Companies do not ask for your bank account information unless you have expressly agreed to this payment method. ITS THE LAW: Since December 31, 1995, a seller or telemarketer is required by law to obtain your verifiable authorization to obtain payment from your bank account. That means whoever takes your bank account information over the phone must have your express permission to debit your account, and must use one of three ways to get it. The person must tell you that money will be taken from your bank account. If you authorize payment of money from your bank account, they must then get your written authorization, tape record your authorization, or send you a written confirmation before debiting your bank account. If they tape record your authorization, they must disclose, and you must receive, the following information: consolidation debt help The date of the demand draft; The amount of the draft(s); The payors (who will receive your money) name; The number of draft payments (if more than one); A telephone number that you can call during normal business hours; and The date that you are giving your oral authorization. If a seller or telemarketer uses written confirmation to verify your authorization, they must give you all the information required for a tape recorded authorization and tell you in the confirmation notice the refund procedure you can use to dispute the accuracy of the confirmation and receive a refund. consolidation credit debt What To Do If You Are A Victim If telemarketers cause money to be taken from your bank account without your knowledge or authorization, they have violated the law. If you receive a written confirmation notice that does not accurately represent your understanding of the sale, follow the refund procedures that should have been provided and request a refund of your money. If you do not receive a refund, it s against the law. If you believe you have been a victim of fraud, contact your bank immediately. Tell the bank that you did not okay the debit and that you want to prevent further debiting. You also should contact your state Attorney General. Depending on the timing and the circumstances, you may be able to get your money back. bill consolidation debt Bad Credit Cards Home Mortgage Loan Best Home Mortgage Loan Quote Home Loan Mortgage Rate Quote Bad Credit Cards Bad Credit Mortgage Broker Mortgage Broker Bank Tax Returns Documentation Preparation Recording Mortgage Discount Mortgage Insurance Taxes Home Mortgage Loan Best Home Mortgage Loan Quote Home Loan Mortgage Rate QuoteResources consolidation debt quote Guaranteed VISA Bankruptcy Debts DebtNationwide USA Good or Bad Credit: Here is the best company to try for?good or bad credit - Nationwide:Click Here ? 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