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What We Do For You Let Our Team Negotiate and Deal With The Banks On Your Behalf We will negotiate with your lender to stop your foreclosure, so you don't have to! Because we know and work with all lenders regularly, they are very receptive to us and our clients. We know how to present your situation to them so that you end up with the best solution. Below is just a short list of the most common ways to stop foreclosure: consolidation debt mortgage

• Reinstatement Plan • Repayment Plan • Loan Modification / • Loan Restructuring • Loan Refinance • Forbearance Agreement • Redemptions • Partial Claim • Pre-Foreclosure Sale • Short Sale • Deed-in-Lieu of Foreclosure Testimonials Read what our customers are saying about us in these Testimonials Avoid the Refinance Trap -- HomeAssure.com Can Save Your Home Today... 100% Guaranteed! consolidation debt help

Foreclosure Can Happen to Anyone Time is Critical... Don't wait another day.

Foreclosure is something that many people think can never happen to them. The reality is it can happen to anyone. There are many reasons that may leave us forcing foreclosure: consolidation credit debt

• Rising Interest Rates
• Unemployment
• Personal Tragedy
• Health Problems
• Death of a Family Member

These are just some of those very real reasons. In desperate times, the last thing we need is to lose our homes and potentially break up our families. HomeAssure.com Can Save Your Home From Foreclosure... 100% Guaranteed! At Home Assure, we are committed to assisting you with keeping your home. We will act on your behalf and negotiate with your lender. Whether your goal is to stay in your home or simply get out of it without going through foreclosure... We can help make it a reality. bill consolidation debt

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Zip: Home Phone: - - Work Phone: Cell Phone: Best # to reach you in the next 5 min: Select a number Home Work Cell Email: Lender: Months Behind: Months Behind 1 2 3 4+ Monthly Payment: Do you have a foreclosure date Select one Yes No consolidation debt lead

If so, what is the foreclosure date Perseverance And Discipline Can Prevent Foreclosure

The United States has experienced a truly remarkable boom in the housing market over the last few years. Now that the market is undergoing a correction though, many families are in increased danger of losing their homes to foreclosure. While foreclosure may be a scary prospect, it's by no means inevitable if you're willing to allow us to work with your lending institution to come up with a solution that allows you to still make payments in the face of whatever kind of financial hardship you may have encountered. consolidation debt non profit

Generally there are two types of things that your lender can do for you in order to help you through a tough spot so that you can keep your home and your credit score intact. In the short term, the lender can allow you to put off making payments or make payments at a reduced rate for a certain amount of time until you're back on your feet. This is a good tactic to use if you've been temporarily disabled by an injury or an illness. You will still have to pay a little more each month for a while afterward, but this process, which is called a forebearance, will allow you to recover from a mishap and keep your home. We can help stop foreclosure proceedings on your home. consolidation debt loan online

There are also several different solutions to longer term financial problems. The most talked about solution is refinancing. When you refinance your mortgage it means that you get a new mortgage- often through a different lender- and use it to pay off your existing mortgage. This tactic has a number of benefits. For example, you may be able to get your new mortgage for a lower interest rate and possibly one that will stay stable over the course of the lifetime of the mortgage. Another benefit is that you might be able to get your existing lending institution to accept a payment that's less than the amount that you originally borrowed to pay off the mortgage. This effectively lessens the amount that you'll have to pay back! Don't lose your home to foreclosure, contact us for a free consultation today! consolidation debt home loan

Another possibility is to modify your existing mortgage. With mortgage modification, we deal with your lender so that you and your lender can agree to a lower interest rate or a longer payback period. It's a lot like refinancing, but without having to get another lender involved. christian consolidation debt

The least favorable possibility, but one that's better than foreclosure, is to sell your house. If you really can't make the payments, and probably won't be able to make the payments for the foreseeable future even with refinancing or mortgage modification, we can ask your lender to suspend payments while you're actively trying to sell your house. Once the house is sold, the proceeds of the sale are used to pay off the lender. This is a much more satisfactory situation for the lender than foreclosure because the lender is likely to get more money out of it, and it's a better situation for you because your credit and dignity are preserved. consolidation debt information

Regardless of the nature of your money problems there are a few things that you need to do. First, you should contact us and tell us about your situation as soon as possible. The next thing that you should do is start to cut out unnecessary expenses. agency consolidation debt

Cutting your spending is extremely important when it comes to showing your lender that you're serious about doing your part to keep your home. A lender will be much less likely to let you skip payments or give you a lower interest rate if it sees that you're continuing to spend money on cable TV, expensive restaurants, and luxury cars. consolidation debt solution

Perseverance and discipline are the keys to keeping your home away from foreclosure. Call our toll free number today and let Home Assure help you save your home from foreclosure. Request a free foreclosure consultation now! california consolidation debt

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Avoid Foreclosure

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2007 Copyright Home Assure, LLC Empire State Building New York, NY 10118 Home Assure is one of the country's top home foreclosure prevention consulting firms. We may perform credit and financial eligibility searches, including but not limited too: banking information, investment portfolios, real estate, property sales, and any applicable financial information that may be needed to begin mitigation proceedings. consolidation debt firm

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A Little About Us About Us

Home Assure, is the nation's leading Foreclosure Mitigation Company. The Company and it's Management Team have assisted thousands of customers in avoiding foreclosures and keeping their homes. The company also has an Institutional Services Division that works with Lenders and Government Entities. consolidation consumer credit

At Home Assure, we are committed to providing our all of our clientele with a level of expertise that few companies can offer. All of our mediators are seasoned professionals that understand the pitfalls of false promises and lengthy negotiations. They will review your finances and determine if you have a realistic chance of avoiding foreclosure during your initial phone call, before you make any payment for services. consolidation debt free quote

Our Mission and Goal

HomeAssure was founded with the mission to provide information and assistance to homeowners facing foreclosure. The Company is backed by over 30 years of foreclosure assistance experience. We believe that the internet provides a safe, private way to get homeowners the information and help they need. Consultants are available by phone, live chat and email with privacy a top concern. If mitigation is an option, our mitigation specialists, through their existing relationships with most lenders, can propose a resolution and negotiate with the lender on your behalf, usually within two weeks. Whether you want to save your home, or give up your home with out going through the foreclosure process, our mitigators will work hard and fast to get a resolution you deserve. card consolidation counseling

Anyone can suffer through a personal tragedy, sudden loss of income, or experience health issues. That’s no reason to lose your home or misplace your family. Our goal is not just to help you keep your home, but establish complete peace of mind, so you can get back to an improved lifestyle. We’re so confident in the abilities of our trained personnel; we offer a money back guarantee. Bankruptcy Debts Debt to read about our guarantee. consolidation debt lender

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Program Highlights Let Our Team Negotiate and Deal With The Banks On Your Behalf A few reasons to join the Home Assure Affiliate Referral Program •Earn $150 per Sign-up •Realtime Online Tracking •2-Tier Affiliate Program •Complete Sales Support •FREE Marketing Materials best consolidation debt loan

Earn Money While Referring Others to HomeAssure.com

The Team at HomeAssure.com has helped thousands save their home from foreclosure with their proven system and expertise... now it's time for you to do the same and make money along the way. Whether you want to just refer a few friends in need or make a full business out of it, it's easy to do with the tools we've created for you. consolidation counseling

Home Assure Business Partner Program Business Professional Program Are you a Mortgage Broker, Realestate Professional or other Industry Professional Check out our Business Partner Program Get Details The HomeAssure.com Affiliate Referral Program is one of the most well respected affiliate programs on the Internet today. We feature excellent affiliate management, cutting-edge commission tracking technology, and a comprehensive online management panel. best consolidation debt

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Glossary of Foreclosure Terms

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Banks will often shower you with confusing terms and legal language. It's important that you be an informed consumer. below is a list of commonly used terms that you should be familiar with when dealing with your lender and/lawyer. Of course, you could always hire HomeAssure.com to represent you and help save your home. We deal with these same lenders on a daily basis and know how to get the job done. business consolidation debt

Acceleration Clause

A provision that allows the lender to demand the entire balance of the mortgage loan when the borrower fails to make some installment payments. Affidavit A written statement, usually given while under oath or in the presence of a notary. Annual Percentage Rate (APR). The annual interest rate covering the interest and other costs. The Truth in Lending Act requires announcement of APR by lenders. advice consolidation debt

Appraisal

The process by which a licensed person gives an estimate of property value. Appreciation The difference between the increased value of the property and the original value. Assignment The transfer of property to be held in trust or to be used for the benefit of the creditors (lenders). Balloon Payment Large installment payment required at the end of the term of the mortgage note to pay off the entire mortgage balance. consolidation debt interest

Bid

The amount for a foreclosed property for sale at auction. Certificate of Sale A document issued to the winning bidder at a foreclosure sale stating their rights to the property once the borrowers redemption period has expired. Clear Title A title that is not burdened with defects. Credit Bid A bid on behalf of the lender at a foreclosure sale. The bid amount must be less than or equal to the balance of the loan in default. consolidation debt refinance

Decree

A judicial decision. Deed A signed document that shows ownership in property and allows the transfer ownership of property from one party to another. Deed-in-lieu of Foreclosure A voluntary transfer of title by the borrower to the mortgage company to avoid foreclosure action. Deed of Trust An instrument signed by a borrower, lender and trustee that conveys the legal title to real property as security for the repayment of a loan. The written instrument in place of mortgage in some states. consolidation debt finance

Default A mortgage is in default when the borrower fails to make the payments as agreed to in the original promissory note. Deficiency Judgment A judgment against the borrower for the balance remaining after the property is sold at auction or foreclosure sale. Encumbrance Mortgage, lien, tax, or any restriction on the use of land. Equitable Title consolidation debt plan

The present right to possession with the right to acquire legal title once a preceding condition has been met. Equity The value of real estate less the outstanding mortgages and debts pledged against the property. Fair Market Value The price a property would sell for on the open market. Fee Simple Common term used to indicate complete legal ownership of a property. consolidation debt personal

FHA

Federal Housing Administration under U.S. Department of Housing and Urban Development (HUD). Foreclosure The forced sale of property pledged as security for a debt that is in default. Free & Clear Ownership of property free of all indebtedness. Grace Period Period between the due and the overdue date during which no late payment penalty applies to the mortgage payment. consolidation debt management

Hazard Insurance

Insurance against the destruction of the property. Judicial Foreclosure A foreclosure that is processed by a court action. Lien A charge upon real or personal property for the satisfaction of a debt. Legal Description A formal description of real property so that one can locate it by reference to government surveys or approved recorded maps. consolidation debt secured

Lender

A person who lends money for temporary use on condition of repayment with interest (i.e., the bank, mortgage company, etc.). Lis Pendens A recorded notice of pending lawsuit. Mortgage A written pledge of property that is used as security for the repayment of a loan. Non-judicial Foreclosure Non-judicial foreclosure is when a power of sale clause exists in a mortgage or deed of trust. A "power of sale" clause is the clause in a deed of trust or mortgage, in which the borrower pre-authorizes the sale of property to pay off the balance on a loan in the event of their default. consolidation debt florida

Notary

A public officer licensed by the state to attest to and certify the validity of signatures of others. A notary is often referred to as a notary public. Notice of Sale A notice giving specific information about the loan in default and the proceedings about to take place. This notice must be recorded with the county where property is located and advertised as stated in the security document or as dictated by state law. canada consolidation debt loan

Personal Property

Property other than real property consisting of things temporary or movable. Posting To publish, announce or advertise by physically attaching a notice to an object. Postponement Postponement means to put off to a later time. In the case of a foreclosure sale, this is generally done by announcement at the original sale or by posting notices establishing the new date and time the foreclosure sale will take place. consolidation debt nonprofit

Refinance

Paying off one mortgage loan by obtaining a new mortgage loan. Right of Redemption A borrower's right to reacquire property lost due to a foreclosure. This right allows the owner to recover property lost to a foreclosure judgment, or sold after a foreclosure sale, within a certain period of time. The redemption period varies among the states. Request for Notice consolidation debt reduction

A recorded document requiring a trustee send a copy of a Notice of Default or Notice of Sale concerning a specific deed of trust in foreclosure to the person who filed the document. Short Sale A sale where the lender will agree to accept less than the full amount of the mortgage. This allows you to sell the house to an investor or other buyer for a good price, while the lender recovers the bulk of the amount due without having to pursue foreclosure proceedings. calculator card consolidation

Subject To

The purchase of a property with an existing lien against the title without assuming any personal liability for the liens payment. Title The instrument that is evidence of a person's right in real property (i.e., a deed). Trustee A neutral party who advertises the foreclosure property for sale and conducts the auction to sell said property to the highest bidder. consolidation debt unsecured

Trustee Sale (Sheriff Sale)

An auction of real property conducted by a trustee. Also known as a Sheriff's Sale. Upset Bid A recorded bid placed after a foreclosure sale has ended that is higher than the highest bid received at the actual foreclosure sale. Writ An order or mandatory process in writing issued in the name of a court or judicial officer commanding the person to whom it is directed to perform or refrain from performing a specified act. consolidation debt free loan

We Stand Behind Our Commitment 100% Guarantee

We stand firmly behind our promise to you. If we are unable to negotiate a plan with your lender that improves your situation or gives you a viable strategy to avoid or stop foreclosure, we will refund 100% of your money... No questions asked! You have nothing to lose and everything to gain! Time is the most critical factor here... do not hesitate another minute! Get a FREE Consultation Now! consolidation debt high loan

Home Foreclosure Assistance - Get Your FREE Foreclosure Mitigation Consultation Today If so, what is the foreclosure date Foreclosure Doesn't Have To Happen To You

With economic forecasts looking pretty gloomy these days you might be one of the millions of homeowners who are afraid of losing their homes in the near future. This is even more likely to be the case if you have an adjustable rate mortgage, interest only loan, or some other exotic type of home loan that's fairly easy to pay of in the short term but gets steadily more expensive in the long run. Mortgages like that combined with the difficulty in finding and keeping work in a more difficult economy is definitely a recipe for trouble! consolidation debt free help

Having said all of that, the situation probably isn't as bleak as it might initially appear. That's because there are plenty of alternatives available to you other than foreclosure. Which one you use will depend on your exact situation and the requirements of your lender, but the first thing that you need to do in order to start the process is to call the financial institution that holds your mortgage and talk to one of their representatives. When you do this you need to be very up front and honest, and tell them that you're having difficulty coming up with the mortgage payments and ask for help. If you haven't actually been late on a payment or missed a payment, that's even better because the sooner you take action on this the more cooperation you'll get from the lending institution. Get home foreclosure assistance! consolidation debt ohio

Let us talk to the lender for you! Even though you probably think that telling the lender that you're having trouble is the absolute last thing that you want to do. It's that type of thinking though that makes foreclosures necessary! This misconception that lending institutions are just biding their time, waiting for an excuse to seize you home and resell it at a profit is exactly what causes it to happen! The truth is that lenders don't want to foreclose on your home any more than you want it foreclosed on. There are a number of different reasons for this, but what it really comes down to is that fact that lenders are required by law to take reasonable steps to avoid foreclosing on homes by working with the homeowners, but they're incapable of taking any steps at all to avoid foreclosure without the cooperation of the homeowners themselves. Even if there weren't laws like that in effect to protect homeowners, the fact that repossessed houses are sold at auction for far below market value means that lending institutions actually lose money on the vast majority of foreclosures. That's reason enough for lenders to want to work with you to let you keep your home. Contact us today and we can help stop foreclosure on your home. advice consolidation debt free

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