Legal Helpers has helped over 40, 000 clients eliminate over
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Credit Report Series - Learn about Credit Reports and how
to Correct Credit Reporting Errors
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series from the Legal Helpers.
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:: Repairing your Credit
How to Spot Errors on Your Credit Report and What You Can
Do About Them.
If you discover that your credit report contains errors,
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Introduction - The Impact of Credit Report
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Article Two - Credit Bureaus and Consumer
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Where Credit Bureaus evolved from and some of the
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Article Three - The Fair Credit Reporting
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Article Four - Introduction to Credit
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Article Five - Understanding Credit
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Article Six - Fixing Credit Errors
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Article Seven - Credit Repair Methods
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Article Eight - Credit Repair Help
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Article Nine - Final Article
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Learn about your financial options
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Bankruptcy, Filing For Bankruptcy, Legal Helpers
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The bankruptcy attorneys of Legal Helpers have helped over
75, 000 clients eliminate more than $500, 000, 000 in debt.
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In addition, our Resource Center offers detailed information
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Helping clients in filing bankruptcy is our area of
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client base of over 40, 000. The firm's bankruptcy
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Legal Helpers offers a free 24-hour information line to
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Your ability to re-establish credit after you're done
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We cater the fees in each case to the individual needs of
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Our law firm will quote you an estimate of fees without
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Mind Your Finances
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Mind Your Finances
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Personal bankruptcy can be loosely defined as a legal proceeding where you essentially say, "I can't pay my debts." From there, you file paperwork in Bankruptcy Court to support that claim. And although there are six types of bankruptcy, the two most commonly filed for by individuals are Chapter 13 (reorganization) and Chapter 7 (liquidation). Filing bankruptcy is a personal choice, but it's not always the right choice for everyone.
When you declare bankruptcy, you are taking an official legal action — essentially saying, "I cannot repay all of my outstanding debts and want to make a fresh start." Unfortunately, a Chapter 13 bankruptcy filing will remain on your credit record for at least seven years, and Chapter 7 bankruptcy filings can stay there for 10 years. Either of these bankruptcy filing can affect both your credit score and how lenders perceive your credit worthiness.