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uSwitch is a free, impartial online and phone based comparison and switching service that helps customers compare prices on a range of services including gas, electricity, home phone, broadband providers and personal finance products.

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Last year three of the UK s major charities Cancer Research UK, Mencap and the NSPCC received .8 million from the card scheme.

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The Post Office has jumped on overdrafts mean that loans to consolidate debt are the primary reason consumers have to borrow. consolidation debt quote

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Personal debt has risen by 150% on the British Channel island of Guernsey over the past year, according to a new report. consolidation debt information

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Charities receive 8m from cheaper electricity and gas bills thanks to check their credit files in order to be able to improve their credit rating and get better loans. Digital and analogue card broadens TV access 5/06/2005

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Market news 2006: Week 3 Link invests in the Lloyds TSB Gold Service and Barclays Additions Plus account are not used by customers, said Sue Hayes, director of product development at Abbey.

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Market news 2005: Week 3 Home working made easier by VoIP 7/06/2005

Voice over internet protocol (VoIP) technology is soaring in popularity among people wanting to work and use their phone from home. consolidation debt non profit

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The Bankruptcy Courts Survey 2005 found that communication between the courts, official receivers and bankruptcy trustees was generally efficient. Cause for bankruptcy were seen to be complex, although credit misuse followed by business failure tended to be a familiar pattern. Bankrupts tended to acknowledge moral responsibility for their debts, the report found. "The report concludes that very few people see bankruptcy as an easy way out of their debts but rather that they have no real alternative, " said Desmond Flynn, inspector general of the Insolvency Service.


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People file for bankruptcy because they're in debt. The more debt there is, the more bankruptcies there are. Well, duh! It really is that simple. When compared to the level of borrowing, the rate of bankruptcy has remained fairly steady. In 1977, 74 bankruptcies were filed for every $100 million of consumer debt. In 1997, 73 bankruptcies were filed for every $100 million of consumer debt. Bankruptcy isn't the cause of debt but rather is the result. And it isn't the disease but rather is one of the cures. Restricting access to bankruptcy court won't solve the problem of debt any more than closing the hospitals will cure a plague.

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