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Abacus Credit - Loans - Bad Credit or Good is Welcome Here - Abacus Offers Loans to Everyone (50103) / Bankruptcy And DebtsBad Credit? You Qualify for Personal Loans to Mortgages at Abacus. Nationwide! Meeting all of your credit needs: VISA, Debt Consolidation, Home Loans, Auto Loans, Military Loans and Government EmployeesWhat You Can Do To Protect Yourself It can be difficult to detect an automatic debit scam before you suffer financial losses. If you do not know who you are talking to, follow these suggestions to help you avoid becoming a victim: Don t give out your checking account number over the phone unless you know the company and understand why the information is necessary. If someone says they are taping your call, ask why. Don t be afraid to ask questions. consolidation debt mortgage Companies do not ask for your bank account information unless you have expressly agreed to this payment method. ITS THE LAW: Since December 31, 1995, a seller or telemarketer is required by law to obtain your verifiable authorization to obtain payment from your bank account. That means whoever takes your bank account information over the phone must have your express permission to debit your account, and must use one of three ways to get it. The person must tell you that money will be taken from your bank account. If you authorize payment of money from your bank account, they must then get your written authorization, tape record your authorization, or send you a written confirmation before debiting your bank account. 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