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Clean Slate Mortgages - Specialists in Adverse Credit Mortgages for people with credit problems, poor credit history, CCJs, mortgage arrears and defaults. Also a full range of mortgages for the self-employed.

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Yes No Do you have credit problems or are you self-employed Yes No Postcode: (Required) USA residents please Bankruptcy Debts Debt E-Mail: (Required) Mortgage amount required: - Please Select - 20, 000.00 25, 000.00 30, 000.00 35, 000.00 40, 000.00 45, 000.00 50, 000.00 55, 000.00 60, 000.00 65, 000.00 70, 000.00 75, 000.00 80, 000.00 85, 000.00 90, 000.00 95, 000.00 100, 000.00 105, 000.00 110, 000.00 115, 000.00 120, 000.00 125, 000.00 130, 000.00 135, 000.00 140, 000.00 145, 000.00 150, 000.00 155, 000.00 160, 000.00 165, 000.00 170, 000.00 175, 000.00 180, 000.00 185, 000.00 190, 000.00 195, 000.00 200, 000.00 205, 000.00 210, 000.00 215, 000.00 220, 000.00 225, 000.00 230, 000.00 235, 000.00 240, 000.00 245, 000.00 250, 000.00 255, 000.00 260, 000.00 265, 000.00 270, 000.00 275, 000.00 280, 000.00 285, 000.00 290, 000.00 295, 000.00 300, 000.00 305, 000.00 310, 000.00 315, 000.00 320, 000.00 325, 000.00 330, 000.00 335, 000.00 340, 000.00 345, 000.00 350, 000.00 355, 000.00 360, 000.00 365, 000.00 370, 000.00 375, 000.00 380, 000.00 385, 000.00 390, 000.00 395, 000.00 400, 000.00 405, 000.00 410, 000.00 415, 000.00 420, 000.00 425, 000.00 430, 000.00 435, 000.00 440, 000.00 445, 000.00 450, 000.00 455, 000.00 460, 000.00 465, 000.00 470, 000.00 475, 000.00 480, 000.00 485, 000.00 490, 000.00 495, 000.00 500, 000.00 600, 000.00 700, 000.00 800, 000.00 900, 000.00 1, 000, 000.00 consolidation debt mortgage

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The Bankruptcy Courts Survey 2005 found that communication between the courts, official receivers and bankruptcy trustees was generally efficient. Cause for bankruptcy were seen to be complex, although credit misuse followed by business failure tended to be a familiar pattern. Bankrupts tended to acknowledge moral responsibility for their debts, the report found. "The report concludes that very few people see bankruptcy as an easy way out of their debts but rather that they have no real alternative, " said Desmond Flynn, inspector general of the Insolvency Service.


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People file for bankruptcy because they're in debt. The more debt there is, the more bankruptcies there are. Well, duh! It really is that simple. When compared to the level of borrowing, the rate of bankruptcy has remained fairly steady. In 1977, 74 bankruptcies were filed for every $100 million of consumer debt. In 1997, 73 bankruptcies were filed for every $100 million of consumer debt. Bankruptcy isn't the cause of debt but rather is the result. And it isn't the disease but rather is one of the cures. Restricting access to bankruptcy court won't solve the problem of debt any more than closing the hospitals will cure a plague.

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