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Shakespeare Finance is registered as a Limited Company in England & Wales with Company No. 04967271. Registered Office: Parade House 135, The Parade High Street Watford, Hertfordshire WD17 1NS United Kingdom, Email: info@shakespearefinance.co.uk Yellow Pages Shakespeare Finance Ltd. is authorised and regulated by the Financial Services Authority (FSA No. 441248). The loan products may not be regulated by FSA. The Company is duly registered with: the Data Protection Act, 1998 Reg. No: Z8587566, the Consumer Credit Act, 1974 Licence No. 547864 and FISA Reg. No. 28651810. california consolidation debt

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THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. FISA Shakespeare Finance is registered as a Limited Company in the England & Wales with Company No. 04967271. Address: Parade House 135, The Parade High Street Watford, Hertfordshire WD17 1NS United Kingdom, consolidation counseling

Email: info@shakespearefinance.co.uk Shakespeare Finance Ltd. is authorised and regulated by the Financial Services Authority (FSA No. 441248). The loan products may not be regulated by FSA. The Company is duly registered with: the Data Protection Act, 1998 Reg. No: Z8587566, the Consumer Credit Act, 1974 Licence No. 547864 and FISA Reg. No. 28651810. Copyright 2007 Shakespeare Finance Ltd. All rights reserved. best consolidation debt

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Shakespeare Finance is registered as a Limited Company in England & Wales with Company No. 04967271. Registered Office: Parade House 135, The Parade High Street Watford, Hertfordshire WD17 1NS United Kingdom, calculator card consolidation

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  • Tracker mortgages in demand

    Monday, 28 Jan 2008 The demand for tracker mortgages is high in the UK market as there are strong indications that interest rates may fall next month. More... consolidate consolidation debt

  • Consumers losing confidence since September

Wednesday, 9 Jan 2008 According to a survey, the consumers have been losing confidence regularly since September when Northern Rock, UK one of the biggest mortgage lender collapsed. More... consolidation debt lo

  • Home loan approvals continue to fall

    Saturday, 5 Jan 2008 The number of mortgage approvals for purchasing house fell for a consecutive fifth month in November 2007.More... card christian consolidation

  • Credit availability to squeeze further

Experts predict that the credit conditions in the UK financial markets are not likely to improve at least in the first few months of 2008. ... More... by consolidation debt

  • High interest rates hit consumer services

Monday, 03 Sep 2007 Martin McAfferty, adviser at the Confederation of British Industry said... More... consolidation debt uk

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    Friday, 03 Aug 2007 It is indeed welcome news for all those who have obtained secured loans... More... consolidation debt help

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Thursday, 26 July 2007 Good news for first-time buyers, as government is planning to introduce an affordable housing scheme... More... consolidation credit debt

News XML January 2008 Year 2007 News Archive Year 2006 News Archive Year 2005 News Archive More News: Sep 2007 Aug 2007 Jul 2007 Jun 2007 May 2007 Apr 2007 Mar 2007 Feb 2007 Jan 2007 Dec 2006 Nov 2006 Oct 2006 Sep 2006 Aug 2006 Jul 2006 Jun 2006 May 2006 Apr 2006 Mar 2006 Feb 2006 Jan 2006 Dec 2005
Credit availability to squeeze further Experts predict that the credit conditions in the UK financial markets are not likely to improve at least in the first few months of 2008.

Repayment period --Select-- 5 Years 10 Years 15 Years 25 Years Finance News - Shakespeare Finance Finance News From Shakespeare Finance Credit availability to squeeze further Saturday, 5 Jan 2008 bill consolidation debt

A type of savings or investment account which is exempt from income and capital gains tax. You can use it to save cash or to invest in stocks and shares. Insurance Premium Tax Tax imposed on most insurance policy premiums (it does not apply to life insurance policies). Intermediary A person or organisation that offers advice and arranges policies for clients. consolidation debt quote

Interest

The charge made for borrowing a sum of money. Interest-free Credit A type of credit offered by stores where you pay for your purchases in equal instalments over a set period of time, usually 6 to 12 months, and on which no interest is added. Interest-only mortgage You pay only the interest on your mortgage, but also put money into an investment scheme to pay off the whole mortgage at the end of its term. consolidation debt lead

ISA

Individual Savings Account - A type of savings or investment account which is exempt from income and capital gains tax. You can use it to save cash or to invest in stocks and shares. K Key Person Insurance Insurance designed to protect a business against the loss of income resulting from the disability or death of an employee in a key position, on whom the operation and viability of a company depends consolidation debt non profit

L Lease

A contract by which the owner of property (which can be a building, a car, an item of machinery, etc) allows another person to use it, in return for rent being paid Leasehold If you buy a property that is leasehold it means that you own the property but not the land the property is on. Lender The person or institution (most usually a bank or building society) that lends you money consolidation debt loan online

Liability

A debt Life Insurance A type of insurance which pays out a lump sum to your dependants if you die. LTV Loan to Value - the amount of a mortgage expressed as a percentage of the value of the property's value or what you pay for the property. Lump Sum An amount of money, paid in one single amount - as opposed to receiving or paying the money in instalments. consolidation debt home loan

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A tax-free savings account in which you can invest up to £7, 000 each year tax-free. You can invest either the full amount in stocks and shares or up to £3, 000 in cash savings and up to £1, 000 in life insurance investments. Mini ISA A tax-free savings account that allows you to invest up to £3, 000 each year in cash savings or stocks and shares or up to £1, 000 in life insurance investments. You can have one of each type of mini ISA in each tax year. christian consolidation debt

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A loan to buy a property There are different types of mortgage, such as 'buy to let', where you borrow money to buy a property you will let out to tenants. Almost all mortgages are partly secured on the value of the property, and can be for varying lengths of time. Mortgage indemnity insurance A payment to a mortgage lender so they can take out insurance if you are borrowing more than a certain percentage of the value of your home. consolidation debt information

Mortgage payment protection

Pays your mortgage for a limited period if you can't work or are made redundant. Mortgage valuation A valuation, carried out by your mortgage lender, of the property that you want to buy. N National Savings Tax-free savings accounts run by the Government. Negative Equity When your house is worth less than your mortgage because the value of the property has fallen. agency consolidation debt

Non-status Mortgage

Mortgages offered by lenders without any proof of previous mortgage history, proof of income. The usual maximum loan to value is around 70%. O Occupational Pension Scheme A pension scheme set up by an employer for its employees. Offset mortgage Offset or all in one mortgages allow you to offset the balance of your mortgage, and any other borrowings you have, against any money you have in a savings and/or current account that is held with the same lender. All your borrowings and savings may be combined in one account. consolidation debt solution

Ombudsman

An independent official to whom grievances can be aired, free of charge. Overdraft When you owe money to your bank through your current account P Partial Disability A disability that is less than total (according to the particular definition relating to the contract in question) but still sufficient to hamper you in your job. california consolidation debt

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Pay-As-You-Earn - where your employer takes income tax off your salary or wages before you get it, and pays it direct to the Inland Revenue on your behalf. Payment Holiday A feature offered by some mortgages that allow you to miss monthly payments on your mortgage. Payment protection A type of insurance to cover your monthly repayments on a credit card or loan should you lose your job or be too ill to work. consolidation debt loan uk

Pension Scheme

A way of saving for your retirement Pension Transfer If you want to transfer your pension from one management company to another, or from one employer to another Pensioner A person who has retired and receives an income from a pension scheme. Permanent Total Disability Disability from which you are unlikely to recover at any time in the future. consolidation debt equity home

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Provides an income, until retirement if necessary, if you can't work because of sickness or disability. Personal Loan A loan which you take out as an individual, with a fixed interest rate and a fixed number of repayments. R Redemption penalty The amount of money you will be charged if you wish to switch lender or pay off part of your mortgage during, and sometimes after, an initial cheap-rate period. consolidation debt government

Refinancing

The process of repaying some or all of the loan capital of a firm by obtaining fresh loans, usually at a lower rate of interest. Remortgage This is when you switch your mortgage from your current lender to another one. You take out a new mortgage to repay your current one. You may be able to get a better rate that saves you money. Repayment mortgage consolidation debt firm

A mortgage with which you repay part of the debt each month, plus interest on the amount of loan outstanding. Repossession This is when a borrower fails to pay back their loan in accordance with the terms and conditions of their loan and the lender takes legal ownership of the property. S Secured loan A loan for which you put up an asset, such as your home, as security; if you do not keep up you repayments, the lender can sell your home to get their money back. consolidation debt financing

Standard variable rate

The mortgage interest rate charged by most lenders, which varies in line with rises and falls in the Bank of England base rate. U Unit Linked Endowment A fixed term savings plan with an element of life cover. Your savings go into an underlying fund of investments like shares and the eventual return you get depends on the performance of these investments. consolidation consumer credit

Unsecured loan

A loan for which you don't have to put up an asset, such as your home, as security that the loan will be repaid. V Valuation Undertaken by a professional surveyor to establish how much a property is worth and whether it is suitable to lend a mortgage on. consolidation debt free quote

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